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Selling on credit is essential for market growth, but it also involves risks that can threaten your company’s liquidity and financial stability. Commercial credit insurance is the tool that protects your accounts receivable and guarantees your cash flow—even in the event of insolvency or client default.
From Bonds & Credit, experts in credit insurance in Colombia, we share 5 key reasons why this solution is indispensable for your business:
- Protection against insolvency or bankruptcy If a client fails to pay due to insolvency, liquidation, or disappearance, the insurance compensates your loss.
- Allows expanding credit limits with support. Insurers support credit decisions based on constant monitoring and analysis.
- Facilitates expansion into new domestic and international markets: With insurance backing, you can offer credit to new clients and explore unfamiliar markets with less risk.
- Improves access to financing: Insured accounts receivable are seen as more solid assets by financial institutions.
- Manages collections professionally: If a client defaults, the insurer conducts friendly or legal recovery without harming the commercial relationship.
“Credit insurance is not just compensation—it’s continuous support that improves how companies manage risk,” explains Álvaro Mora, Manager of Bonds & Credit..
